Owning your first rental property is both exciting and intimidating. Being a new landlord entails a slew of challenges, triumphs, and unavoidable blunders. There are a lot of factors that come into play that essentially determine how successful you are as a landlord. First-time landlords are faced with the highs and lows of the business,…
read moreThere are laws in place that protect the rights of section 8 tenants. Most people don't know them or are scared to exercise these rights for fear of reprisal by the landlord. Section 8 tenants have rights that can be exercised under any circumstance, and by working with their HUD office, these rights can be…
read moreRenting an apartment or buying a house, the general question that flows through the average persons' mind is how much of the total income should go into housing as a whole. Housing is the biggest line item in the budget for most households, but it's extremely difficult to know how much you should spend. Pooling…
read moreTaxes can become overwhelming for many single parents. Consequently, some useful tax breaks can considerably reduce the amount of taxes you have to think about. For some of them, refunds are given to qualified applicants. We all know how important every penny can be especially if you’re handling the bills all alone. So, here are…
read moreTax credits, deductions, and savings plans can assist taxpayers with their higher education expenses. A tax credit lowers the amount of income tax you may owe.A tax deduction reduces the total value of your income subject to tax, lowering the amount of tax you may have to pay overall.A tax exclusion means that you won't…
read moreHere’s a list of 4 tips that will go a long way to saving you from unnecessary taxes Make the most of your working advantages. If you want to save money on taxes right away this year, your employer-sponsored retirement plan might be the way to go. To begin, inquire with your company about the…
read moreThe use of credit cards for our daily transactions is convenient and can provide consumer protection. We all know that credit cards can be useful, but they aren't for everyone. A good credit score is usually required to be offered a credit card with a reasonable interest rate. Others may prefer to avoid the temptation…
read moreA higher credit score can make a significant difference in your life. After all, your credit score influences the interest rate on your mortgage, car loan, or student loan (and whether you get approved at all). Potential landlords and employers may even check your credit score to confirm if you can make due payments and…
read moreA new credit card may temporarily lower your score, but studies show it will benefit you in the long run. A hard inquiry occurs when a credit card company checks your credit history because you applied for one. Whether or not you are approved, this can result in a minor drop in your credit score.…
read moreShould the money be returned? There is no way to return loan proceeds once they have been deposited into your account (or a check has been delivered into your hands). You are a borrower the moment you sign the loan documents. As a result, you're responsible for adhering to the loan's terms, including the repayment…
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