The use of credit cards for our daily transactions is convenient and can provide consumer protection. We all know that credit cards can be useful, but they aren't for everyone. A good credit score is usually required to be offered a credit card with a reasonable interest rate. Others may prefer to avoid the temptation…
read moreA higher credit score can make a significant difference in your life. After all, your credit score influences the interest rate on your mortgage, car loan, or student loan (and whether you get approved at all). Potential landlords and employers may even check your credit score to confirm if you can make due payments and…
read moreA new credit card may temporarily lower your score, but studies show it will benefit you in the long run. A hard inquiry occurs when a credit card company checks your credit history because you applied for one. Whether or not you are approved, this can result in a minor drop in your credit score.…
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